FAQs

Applying is simple and stress-free. All you need to do is contact Plus Assist, and we’ll guide you step by step. We liaise with your attorney, who submits the required documents, and then we prepare a short agreement for you to sign. Once signed, funds are released — often within 24 hours. Think of it as bridging finance instead of waiting: quick, transparent, and handled with care so you can focus on life while we take care of the process.

Sellers are welcome to reach out to us at any stage — even if you’re only considering selling and doing your due diligence. You can touch base with us for a chat about how bridging finance works, what the costs are, and where in the process it may apply to you. A formal application can be made once all suspensive conditions in your transaction are fully fulfilled — typically when the Offer to Purchase is signed, the bond is approved, and the deposit is paid (if applicable).

Estate agents can apply once their deal is confirmed and suspensive conditions are sufficient for commission to be secured. This ensures that when you apply, we have a safe and reliable transaction in place to bridge against.

Most clients receive funds within 24 hours of signing the agreement and submitting the required documents. In some cases, if the agreement is signed before 3:30 pm and everything is in place, payout can happen the same day. Timing depends on how quickly attorneys and other parties respond.

No. Bridging finance is not a loan. It’s a short-term solution that gives you early access to money that is already yours. Think of it this way: you have guaranteed funds coming your way from a property sale, bond, or commission. Plus Assist purchases the right to part of that payout and advances it to you now. When registration is complete, your attorney repays us directly from those funds.

Plus Assist can advance up to 70% of your net proceeds (after costs are accounted for). The exact amount depends on the nature of the transaction and figures confirmed by your attorney.

Because waiting for transfer or payout can take weeks or even months. Bridging finance allows you to unlock your money sooner — whether it’s to cover moving costs, pay urgent bills, secure your next property, or simply ease cash flow while you wait.

Yes. Your credit score is not the main factor. We look at the property transaction itself and the security available.

Yes. Companies and trusts can qualify. Directors may need to sign resolutions and suretyship documents.

We only work with attorneys who are approved by the banks and sit on their legal panels. Our recommended attorneys include Bert Smith Incorporated, with whom we have a strong working relationship, ensuring every transaction is handled professionally and securely.

Your attorney or conveyancer pays Plus Assist directly from the proceeds of the sale, commission, or bond registration. You never make manual repayments.

No. Our pricing is transparent. There are no initiation, admin, or penalty fees. You pay a simple daily rate, agreed upfront, for the exact days you use the funds.

Yes. Early repayment is always allowed and will reduce the total cost.

Yes. We can advance up to 70% of your net sale proceeds before registration.

Yes. Registered agents can apply once their deal is signed and all suspensive conditions are sufficient for commission to be secured.

Yes. If your further bond or switch bond has been approved, we can advance up to 70% of those funds before payout.

Yes. If your approved bond amount exceeds the purchase price, you may qualify for a buyer’s advance to cover moving, legal, or upfront costs.

Yes. All documents are handled securely and in line with South Africa’s POPIA regulations.

No. Bridging finance is not reported to credit bureaus unless you default on a signed agreement.